*{box-sizing:border-box;margin:0}body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:#1c2333;line-height:1.6;background:#fff}
.wrap{max-width:1100px;margin:auto;padding:0 20px}a{color:inherit;text-decoration:none}
.draft-bar{background:#fff4d6;color:#7a5a00;text-align:center;font-size:14px;padding:6px}
.nav{position:sticky;top:0;background:rgba(255,255,255,.95);border-bottom:1px solid #e6e9f0;z-index:9}
.nav-in{display:flex;justify-content:space-between;align-items:center;padding:14px 20px;flex-wrap:wrap;gap:10px}
.logo{font-weight:700;font-size:20px;color:#14284b}nav{display:flex;gap:20px;align-items:center;flex-wrap:wrap}nav a:hover{color:#b8893b}
.btn{display:inline-block;background:#14284b;color:#fff;padding:12px 24px;border-radius:8px;border:0;font-size:16px;cursor:pointer}.btn:hover{background:#1f3b6b}
.btn-sm{padding:8px 16px;color:#fff!important}.btn-ghost{background:transparent;border:1px solid #fff;color:#fff}
section{padding:80px 0;scroll-margin-top:60px}.alt{background:#f5f7fb}
h2{font-size:34px;color:#14284b;margin-bottom:16px}h3{color:#14284b;margin-bottom:8px}
.hero{background:linear-gradient(135deg,#14284b,#24467e);color:#fff;padding:110px 0}.hero h1{font-size:46px;line-height:1.15;max-width:760px;margin:10px 0 20px}
.eyebrow{color:#e0b766;text-transform:uppercase;letter-spacing:.1em;font-size:14px}.lead{font-size:19px;max-width:700px;opacity:.9}.cta{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap}
.note{color:#667;margin-bottom:28px}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.card{background:#fff;border:1px solid #e6e9f0;border-radius:12px;padding:24px;box-shadow:0 2px 10px rgba(20,40,75,.05)}
.tag{display:inline-block;margin-top:12px;font-size:12px;background:#fff4d6;color:#7a5a00;padding:3px 10px;border-radius:20px}
.ai-box{background:#14284b;color:#fff;border-radius:16px;padding:32px;margin-bottom:24px}.ai-box h3{color:#e0b766;font-size:24px}
.checks{list-style:none;padding:0;margin-top:16px;display:grid;gap:10px}.checks li{padding-left:28px;position:relative}.checks li:before{content:"✓";position:absolute;left:0;color:#e0b766;font-weight:700}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}.steps li{border-top:3px solid #b8893b;padding-top:16px}
.steps span{display:inline-grid;place-items:center;width:36px;height:36px;border-radius:50%;background:#14284b;color:#fff;font-weight:700;margin-bottom:10px}
.contacts{display:grid;grid-template-columns:1fr 1fr;gap:40px}.contacts p{margin-bottom:8px}.small{font-size:14px;color:#667}
.form{background:#fff;border-radius:12px;padding:28px;border:1px solid #e6e9f0;display:grid;gap:14px}
.form label{display:grid;gap:6px;font-size:14px}.form input,.form textarea{padding:10px;border:1px solid #cfd5e2;border-radius:8px;font:inherit}
.form .chk{display:flex;gap:8px;align-items:flex-start}.ok{background:#fff4d6;color:#7a5a00;padding:10px;border-radius:8px}
footer{background:#0e1c36;color:#aab;padding:24px 0;font-size:14px}
@media(max-width:760px){.hero h1{font-size:32px}.contacts{grid-template-columns:1fr}nav{gap:12px;font-size:14px}section{padding:56px 0}}